Private Pay or Insurance?

In-Network Insurance
Services may be covered in full or in part by your health insurance. Please call your insurance company and ask the following questions to determine if your insurance will cover services.

  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • How many sessions per year does my health insurance cover?
  • How much do I pay at each session?
  • Is approval required from my primary care physician?
  • How much does my insurance pay for an in-network provider and out-of-network provider?

The following are insurances that I currently accept:

  • Aetna
  • BlueCross and BlueShield
  • Cigna and Evernorth
  • Health Choice
  • Healthcare Highways
  • Optum
  • UnitedHealthcare UHC | UBH
  • Out of Network

Out-of-Network Insurance

If you have insurance that is not listed above and are considered to be Out-of-Network, it may be possible for you to get a refund for my services. If you like, I can provide you a Superbill that you can submit to your insurance company for reimbursement. Contact your insurance company and ask how much your reimbursement will be if you are Out-of-Network.

*An Important Note About Using Insurance*

When a client uses insurance to pay for services, I am required to give a Mental Health Diagnosis. Many clients may choose to pay for therapy out of pocket to avoid having a mandatory diagnostic label, and there are plenty of reasons why you may not want to have a diagnosis in your records as a pre-existing condition. Listed below are benefits of private pay.

Private Pay Benefits

  • No mandatory diagnosis is needed to get the therapy you want and deserve.
  • Eliminates the requirement to share your personal health information which helps protect your medical privacy and the sacredness of our relationship
  • You and your therapist get to choose and determine the course of treatment, not an insurance company
  • Increased confidentiality of health and medical records
  • No limitation on the number of your visits
  • More flexible payment options
  • No high deductibles
  • You get to choose which professional best suits your needs
  • You choose who knows that you’re in therapy